What is an Osko, near real-time payment? Osko by BPAY ® allows these fast payments to be made, typically in less than a few seconds, between eligible accounts at participating financial institutions, 24/7 – even on weekends and public holidays. Go to the View accounts tab. On average, international payments take between 1-5 business days⁷. Option 3. CommBank service updates. You can now send and receive* money in near real time 📷 Make sure you use your UBank app to send mone y via Fast Payments 📷. You need our PayID (pay@hhmt. Sign into Online Banking or the Westpac App and go to the payment section. Here's how to Message us: Log on to the CommBank app. ANZ & Westpac pay around 4am Monday mornings when issued by Centrelink on a Friday, commonwealth between 2am and 3am AEST Saturday mornings. yes. The Commonwealth Bank has expanded the functionality of its Kaching! payment app for iPhone with the addition of a QR code reader to be used in conjunction with with new codes on BPAY compatible bills. They can also receive payments via the NPP by creating a PayID with their participating financial institution and providing it to their customers. Option 3. Bank online using NetBank, the CommBank app and CommBiz, and receive money instantly with PayID; Link with a Business Visa Debit Card to pay for day-to-day items; Integrate with a merchant terminal or take payments online through your eCommerce platform You can also link your Business Online Saver account, Term Deposit or Cash. Hii,Friends in today's video we are going to learn about how to Set up PAYID with commbank and you can say that also how to register payid commbank. Follow the prompts. ago. Comments. Generally, it takes 3–5 business days for a pending transaction to either: Fully process – this means it no longer appears as “pending” and the amount is debited from your account balance. Discover what a customer should do if he has forgotten the PIN for a Commonwealth Bank’s card. After a week of having trouble with my PayID, I finally managed to get it working when I connected it to a different one of my Suncorp sub-accounts. Receive, reconcile and pay accounts in real-time across Australia and cross-border with ease. Can my account be accessed through my PayID? A PayID can only be used to pay money into your account, never take money out. Just call the number on the back of your debit card or 132221. Once your bank sends it through Osko (to Osko) it will be instant. 99. A PayID is a smart address for real-time payments that’s easy to remember – like your mobile phone number or email address. Kit offers ongoing free membership. Bank transfers take 1–2 working days. Email verification code is only used. NAB is advising PayID users that the service will never need you to send money to receive a PayID payment. Manage and access your funds while earning interest. 9:30am - 5pm, Fri. PayID allows you to receive payments disclaimer or set up a PayTo agreement disclaimer on your eligible account without providing a BSB and account number. PayID is also the name of the. Tap or slide to turn on. Go to Settings from the menu. ANZ Internet Banking for Business administrators can link a mobile number, email address or ABN/ACN to an eligible bank account to use as a PayID. Form submission Please see Section 4 for details about how to submit this form once completed. Make paying back your mates a lot simpler and faster with PayID securely handle over $3 Billion in transactions per month. This can be. #commbank. A confirmation page will be shown, click on Confirm. Commonwealth Bank PayID, is a client's identifier, like his email or mobile number, simplifying the procedure for sending a transfer or receiving funds. With PayID you can receive payments by providing your mobile number or email address instead of your BSB and account number. PayID is part of the New Payments Platform that was introduced in Australia in 2018 that enables the fast transfer of payments. Login to the app (download the latest version) or internet banking. Payments to a BSB and account number will only. Make card payments (cardholders) Accept card payments (businesses) Access accounts using online banking (web browser or mobile device app) Make/receive account transfers – fast payments. Rates stated are subject to change without notice. 1. Includes a physical and digital Debit Mastercard. The Reserve Bank has taken responsibility for the outage. The effective date on payments is always when it's paid, not when it's received by the other. To make a payment from the Macquarie Mobile Banking app: Select the $ icon on the front screen. The Reference field is an additional 35 character field, available for payers in Westpac Live Online Banking to use when sending an Osko payment. Visibility: know exactly when payments are due, so you’ve got enough money in your account to avoid missed. 24-48 hours for transfers made at or after 7. You need our PayID. 3K views Share Privacy · Terms · Advertising · Ad Choices · Cookies · More Meta © 2023 Jaimi Casey Commonwealth Bank February 21, 2018 ·. With a confirmation step before the payment is made, payers can check that their funds are going to the right person or. #commbank. Search the financial institutions that offer NPP-enabled payments and services here. To receive payments you’ll need to register your mobile number or email address as a PayID using the CommBank app or NetBank. Instant payments from the Bank of Mum or Dad The teens are back at school. Tap or slide to turn on. Hii,Friends in today's video we are going to learn about how to Set up PAYID with commbank and you can say that also how to register payid commbank. Select Mobile/PayID. #commbank. 97, but $3 for a total spend of $2. You can even see the latest government grants available for businesses with Benefits finder . Yeah this sounds like a scam. Register your ABN or ACN. Scam Alert: We are aware of email scams which claim to come from PayID. According to the alliance, the members cover more than 120 million users around the world and seek to crack down the hierarchical silos and protocols that already exist in payments, speed up the acceptance of digital. Log on to the CommBank app. Lock in-store or online international transactions. It will be an email address. Fill in the email address field with the email address shown on your PayID deposit page. I asked for a screenshot of payment but they have gone silent. Service availability %. Cash Investment Account. If you’re considering selling an old lounge, double bed, or pushbike online, you could be the target of cybercriminals. NAB launches campaign to help Aussies ‘See Through Scams’. A person sent money to my PayID but it hasn’t arrived - PayID. Payments to a BSB and account number will only. When you set up an email PayID, we’ll send you a verification code to that email address. Go to “Fiat Wallet” from Menu Button. When customers make a payment to your PayID, they’ll be able to confirm they’re paying you before they hit send. It's now returning to normal. For Internet Banking, go to "Payments" then select "Transfer Money". You can create a PayID by choosing something easy to remember, like a phone number, and registering it with your bank who. It always used to be the case that the *only" way to send an Osko payment was via a PayID in the app. For example, in California and in New York City, you can sue someone who owes you money in small claims as long as that amount is $10,000 or less. Lock, block or limit your card . Benefits of the NPP include: – Make payments in near real-time 24/7, with funds being available almost instantly to the payee. It came to the Australian market in 2018. Visa credit cards issued to additional cardholders may be eligible for Samsung Pay, however, a transaction limit of $100 will apply. A PayID is a unique, user-specific number registered with the customer's bank and linked to a nominated bank account. Why use PayTo? Control: authorise, view and manage payments from your bank account, together in the one place. After completing the remittance application using the PayID payment method in the WireBarley app. Emma Graham Commonwealth Bank. Under the plan, customers would be able to buy up to 10 crypto assets including. Payments to your PayID should arrive in under a minute if. You’ll need to contact us as soon as you decide to raise a dispute. Choose your preferred payment channel - NPP to see the respective bank transfer details. Just in 3 simple steps. However I haven’t received the amount. Figure 4. 60% p. Fast, Secure Payments. Select Manage PayID's and choose Create PayID. This includes account-to-account transfers (Pay Anyone) to a PayID, and other one-off or scheduled payments (for example, direct debits and payroll payments by businesses) made through NPP/Osko. 6. From banking on the go with Australia's #1 banking app ^ , the CommBank app, to completing more complex tasks in. Many banks offer a 100% online banking security guarantee for PayID payments. All payments to a PayID will occur in near real-time. Add a new PayID/mobile number or choose an existing PayID payee, and enter the amount. Stop scammers in their tracks with PayID by seeing who you’re paying, before you pay. You can register as your PayID your ABN, email or phone number to your eligible transaction. Your bank will let you know which PayID types are available to you. New Payments Platform (NPP) was developed by the Australian financial services sector and the receive Bank of Australia. Fast Osko payments will not be available on some STG accounts (including credit accounts), to offshore bank accounts or for transfers in a foreign currency. Figure 11. Australians selling unwanted or used items on Facebook, Marketplace, Gumtree and other online websites are being urged to watch out for a new. Instead, consumers will be able to create a "PayID" - which allows customers to link their bank account to an email address, phone number, or business number, for example. PayID is an easy, low cost digital payment option for receiving Fast Payments from your customers. So whether you’re looking for anything from statements and transactions, to help and guidance, we have you covered. for 30+ transactions get extra 500 Commbank awards. The Platform will initially be made available to customers via the CommBank app. i. Sending money within Australia: CommBank supports PayID and states that PayID transfers and most transfers made to a bank state branch (BSB) and account number are generally processed instantly or within a few minutes. Information is updated as and when participation changes. To be eligible, have a CommBank account, do 5+ monthly transactions. WHOS GONNA HELP ME WHEN THE PERSON WHO SENT IT CANT CALL THE BANK AMD WAIT A HOUR. Some payments may be subject to security checks which could delay a payment. Benefits include: Faster payments - typically will be received in less than a minute; Payments can be made and received 24/7, 365 days – including weekends, public holidays and outside of normal banking hours; You can use a PayID to pay. The new scam comes as total fraud reports increased by 38 per cent for the bank. Make/receive account transfers – fast payments = Ability of CommBank to process fast bank account transfers. Sending money within Australia: CommBank supports PayID and states that PayID transfers and most transfers made to a bank state branch (BSB) and account number are generally processed instantly or within a few minutes. For further information: Media contact Sinead Harding E:. Form submission Please see Section 4 for details about how to submit this form once completed. What really got5 to me was that there was a clause in PAYid or at least Commbank which the payid extracted from, on the lines that the transaction could be reversed after a certain period. Photograph: The Conversation, CC BY-SA. Commonwealth Bank (CBA) is in damage control this morning after a widespread outage of its business and consumer banking services left angry customers saying they hadn’t been. Selling an item on Facebook Marketplace for $1200. The bank's subsidiary Bankwest made PayID available to customers with "eligible transactional accounts" in September. It offers easier account identification by phone number and email. From the Mobile Banking App, login in and select Services > Manage my PayID details. parad0x on 07/09/2018 - 17:30 +9. Digital gifting and donations. We’ll let you know when we’ve refunded your money. October 4, 2018 ·. The “Australian Banks: Working to Protect You” PayID campaign encourages customers to use PayID, available since February 2018 when making payments via online and mobile banking. Here’s how to use it in the CommBank app. The Detail. 選擇想要連結的電話或是email,因為每一組電話和mail都只能連結到一組帳號,因此如果有多組帳號需要. Go to Settings from the menu. Commonwealth Bank (CommBank) bank transfer times. Online pokies with PayID offer interactive gameplay, impressive. 5 hours but I thought that was bsb and account transfer not PayId. 2. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. Every other payment is held overnight. . a variable rate with AMP Cash Manager on balances from $10,001 to $250,000. Choose the PayID option. . 2. Sometimes you are given the option to. . Commbank used to have instant bank transfers between Commbank accounts. PayID deposits via Commonwealth Bank. Check all details are still correct, then click Submit. The bank did not say when services were expected to be restored. If the payee is registered for PayID, their name will be displayed on the payment screen to reassure you that your payment is going to the right place. Download this Editable Payment Receipt Template Design in Word, Google Docs, PDF, Apple Pages Format. The New Payments Platform (NPP) is the foundation for payment services like Osko and PayID. 1. In the NAB app, in instances where your Fast Payment cannot be made because the payee’s account is not eligible to receive Fast Payments, we’ll automatically. Step 5. PayIDs do not replace your BSB and account number which. Buyer agreed and paid via PayID. Why are payid payments going into pending? The whole point of payid is that it’s supposed to be instant. Kalak. If you have concerns, please contact your bank. Visa debit card, eftpos, and BPAY facilities. Some payments, cash withdrawals or deposits appear as pending on your account until a transaction is fully processed. Select PayID as your withdrawal method. The fraud team are available 24 hours a day, 7 days a week. The best bits. Use your mobile number, email address, ABN or Organisation Identifier as your PayID® to receive fast payments. PayID was introduced in 2018 by the New Payments Platform (NPP) in Australia, following the report by the Reserve Bank of Australia. Choose the PayID option. Digital wallet payments with Apple Pay, Samsung Pay or Google Pay. If the money is not in the other person's account when the receiving bank is notified, then the receiving bank must make a reasonable attempt to get the money back. Can we save you a call or trip to the branch? Many enquiries can be solved quickly by checking our FAQs for step-by-step support, or asking our virtual assistant. PayID, which was heavily supported by payments regulator the Reserve Bank of Australia, has been beset by a raft of operational challenges not least the proliferation of abusive messages attached to transactions like child support payments, PayID look-up abuse, and flagrant touting by online gambling and crypto providers. Then, when someone needs to pay you, just give them your PayID instead of your BSB. Complete Access. Select Pay anyone (1) > Select Mobile/PayID (2). Click ‘Verify’. Standard Cheque Accounts (Bearing and Non-Bearing Interest) Commonwealth Direct Investment Account. 2. The PayID consists of a piece of information that is exclusive to you, such as a mobile number or email address, that you can use instead of traditional bank details to accept payments. A mistaken transaction is when when you pay the wrong person or company by using the wrong bank details. Android: Go to your phone settings and choose the CommBank app. The way to upgrade to business is to deposit an extra $500 which the buyer is happy to do with your promise of sending the money back. Each bank has their own limitations on Osko and PayID, these can been seen on the spreadsheet above. The New Payments Platform (NPP) is the foundation for payment services like Osko and PayID. As it’s just a mobile number or email address, it’s simple and easy to remember. Yep, exactly, nothing to do with Osko delaying it, that's the bank holding back the transfer for fraud protection. It could be used to enter a reference number or invoice number. Check that the transaction can be disputed. Log in to your online bank or banking app. It only takes a couple of minutes. You can also opt-in for Card Alerts to be notified that your payment has been received. Around 8 am this. It happens when the cardholder disputes the payment, claiming it was invalid or unauthorised. BPAY: You should contact the biller direct to discuss the best course of action. we are aware some of our customers are experiencing. (can be genuine, but mostly fraud) They ask you to meet in quiet places, like railway station parking etc. Easy to edit and customize with all versions of MS Word. Public holiday. If you take too long to raise a dispute from the date the transaction occurred, we. Select the option to add a new payee and choose to pay someone with the email address option. The maximum limits that we’re able to apply for you are: Transfer to unlinked accounts*: $100,000. com. “We encourage customers to find out more about PayID and a good place to start is the website payid. “It is also free — and the biggest red flag of any PayID-related scam is often if someone asks you for money to upgrade an account or to access PayID. Head over to the 'Deposit' section, generally found at the lower left corner of your screen. Transfer the exact amount to your unique PayID email (example: [email protected] Bank of Australia ABN 48 123 123 124. PayIDs are registered and managed by your bank Your payment details and personal information associated with your PayID® can only be accessed by your bank. NAB Internet Banking. Pay somebody instantly, or transfer between your accounts using PayID. Do your business banking online with the CommBank app. Lock your card temporarily if it’s lost or stolen. Enter the correct transfer amount and complete the process, there is no need to enter a reference. It also works very, very well for me as a site where you post items to buyer and get paid by bank transfer. A BSB code is a six-digit number specific to local transfers in Australia. Tap Pay. The best part about paying to a PayID is that you’ll know your money is going to the right person or business before you hit send. All you need is your Payee’s mobile number, e-mail address or business identifier number to make an instant payment. • Manage your card settings and PIN, report lost. - Jump the queue and message us in the app, 24/7. Here’s how to use it in the CommBank app 1. PayTo is a new payment option that’s fast, simple and secure. This process can take up to 14 working days, as we will need to contact the biller. Figure 5. Checking balance information, transaction history. To receive payments, you can simply provide your payer your BSB, Account Number and Account. Hi, Due to a large volume of traffic with our PayID service provider, there are intermittent delays with the funds clearing into our service providers account. Using a PayID® can help protect you and your customers from scammers who can intercept your invoices. No transaction fees to pay. Real-time payments require both the payer and. Transfer the exact amount to your unique PayID email (example: [email protected] unauthorised transaction is when someone transfers money from your account without your permission. Car has been transferred over and in our possession, seller wants the money again but won’t do anything to help sort out the ‘missing’ payment. · Card Members can make as many American Express Card PayID payments as they choose · American Express does not have a limit for PayID payments, provided there are sufficient funds in the Card Member’s bank account and subject to bank-defined limits. 25. "Big four" Australian bank, the Commonwealth Bank of Australia (CBA), has announced its plans to integrate Ripple and use the distributed network to transfer funds. Select the account you would like to link the PayID to and the PayID name. This can cause some confusion – you may. Commonwealth Bank and NAB bank branches. The role your bank or credit union plays in the chargeback process. When you transfer money in Australia, banks don’t actually check. Payment may be held by your bank or may take 1-2 business days to clear for a first-time transfer. It was developed by New Payments Platform Australia (NPP), a. PayID Deposit - NetBank - (Add New Payee Details) 4. Here we go ⚽️ Game two of the FIFA Women's World Cup 2023™ for the CommBank Matildas tonight. BBSW - 30 Day Rate Account. How do I create PayID? If you want to register your PayID, the process is quick and easy. Usually limitations include -. After sending a transfer, you can start tracking it. The answer is yes, so long as the amount you want to sue them is within the small claims limit of your local small claims court. Some banks may take longer, depending if you deposited through osko or other methods. Shipping quick and lightweight payments in real time 1. “Commonwealth Bank down. 登入app之後點選左上角菜單,並點選PayID. From there, it got more complicated again — with the buyer claiming PayID had sent them an email saying they had to transfer an additional $500 to Ella's PayID to upgrade her account to a. If they're a new contact, enter the mobile number, the amount, description and. Alerts may be suspended by the Bank at any time without notice. If you make a payment using Pay AnyBody, the recipient should get it within 3 business days, unless it automatically goes through as a faster payment – this can happen if you make a payment less than $1,000. Modernising payments with PayTo. The Commonwealth Bank of Australia (CBA) announced this week it will use Ripple technology to facilitate payments between its subsidiaries, describing distributed protocols as "the way of the future". So it is a much much safer way to make the payment. PayID is a service that allows you to use a unique identifier (such as your mobile number) and link it to one of your eligible accounts to receive NPP real time payments. Whether you’re selling an old couch on Facebook Marketplace or splitting the bill with friends, you can make and receive payments with confidence, and see the money in your account right away. We’ll keep you updated. For further information please contact Call Commbank at 1500030 or (6221) 1500030 for international access. Categorise your transactions with Spend Tracker, so you can see. Step 4. What pricks! Yep had 2x$20k outgoing transfers and they both got held up for 24-48 hours. you would pay $2. PayID is part of the New Payments Platform structure which is designed to help you make secured, fast and easy online payments between other financial institutions. Tap ‘Message Now’ to message us and chat to our virtual assistant, Ceba. PayID Deposit - NAB Mobile Banking App - (Email Address Type) 5. I know Gumtree is a cash only site and that you should not receive money via Paypal (due to possible charge back) and not to give BSB/Account number (due to direct debit fraud). This page was last updated on: June 19th, 2023. “Sent money using PayID (Osko) nearly two hours ago and it hasn’t landed in the other bank account yet,” one user commented on DownDetector, which monitors outages on websites. It is fast, secure and convenient. The fraud team are available 24 hours a day, 7 days a week. They insists other payment methods (Bank transfer, PayID, PayPal etc. Figure 12. PayID can help reduce your costs and improve your bottom line by eliminating the need for expensive and inefficient payment systems, such as cheques and bank transfers. Sunshine Coast resident Amber lost $500 in a PayID scam. 1 of 13. Apple said no (obviously), and then they (and the Bank of Melbourne) went to the Australian Consumer and Competition Commission to get permission to form a cartel to negotiate the same, arguing it provided customers with better competition. Commonwealth bank has the 24 hr hold for new recipients for osko payments. Please contact us if you’d like further information about this. Raise a dispute to investigate the charge. As an active gambler, you can make deposits or withdrawals to several Australian online casinos with. Despite the reason for a chargeback, it means that as a merchant you don’t get paid for the goods and. For card transaction disputes, you might have not received goods or services, your card might have been charged twice for the same item, or you’re still being charged for a payment you’ve tried to cancel. 00. Keep in mind depending on the bank a transfer initiated over the weekend may be taken as being done on the Monday – so the funds are likely to reach your account tomorrow. Network issues. 3K views Share Privacy · Terms · Advertising · Ad Choices · Cookies · More Meta © 2023 Jaimi Casey Commonwealth Bank February 21, 2018 · Adelaide, SA, Australia · Payments made with Payid should be done in 60 seconds. A better everyday bank account. For example, by negotiating with the unintended recipient to repay the funds. Commonwealth Bank of Australia ABN 48. Westpac: They offer a wide variety of payment options, including instant transfers. You can message us in the CommBank app or call our Financial Assistance Solutions Team on 1300 720 814 from 8am to 9pm Monday to Friday, or 9am to 2pm Saturday. CBA have a first time transfer payment hold. For Commonwealth Bank users, a 24 hour hold is placed on first time payments to a new PayID that is over $200. Make/receive account transfers – next business day. To keep your information safe, we suggest only providing your BSB and account number to people you know and trust (such as family, friends or your employer etc. CommBank’s new buy now, pay later (BNPL) StepPay is available anywhere CBA cards are accepted and is the first BNPL from a major bank. A pending transaction (a payment already deducted from your available balance, but still being processed) Shady Osko & PayID Practices with Commonwealth Bank. Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Then enter a mobile number or email address. If you encounter any issues with PayID please contact your bank. Did you know that Benefits finder has connected customers to $1 bill. 1. (Getty) SHARE. Here’s how to use it in the CommBank app. Delayed speeds for security purposes is a lazy cop out. After completing the remittance application using the PayID payment method in the WireBarley app. 4. See your monthly cash flow. NAB’s scam alerts intervene in $270 million worth of payments. A PayID is a unique, user-specific number registered with the customer's bank and linked to a nominated bank account. Your PayID can only be registered to one account at a time. After all, the client no longer needs to remember all the details of the banking account, but it is enough to provide a mobile number or an email to receive or send a payment. Visit Important Information to access Product Disclosure Statements or Terms and Conditions which are currently available electronically for products of the Commonwealth Bank Group, along with the relevant. ANZ doesn’t check the details you enter including that the BSB and account number or PayID belong to the account name. The latest on planned maintenance, system issues and events affecting customers, including online banking, payments and merchant terminals. PayID is an initiative of Australian Payments Plus, Australia’s domestic payments organisation that also includes BPAY Group, eftpos and NPP Australia. Earn up to 4. You also want to make sure you are suing someone for money you lent. To receive payments you’ll need to register your mobile number as a PayID using the latest version of CommBank app. Login and select ‘pay’ from the homepage 2. Commbank have a very annoying policy regarding first time Osko and PayID payments - namely a delay for instant payments. A BSB code is a six-digit number specific to local. However, this time around it seems there’s an issue on a wider scale as multiple other Australian services have been hit with an outage. So PayID is a relatively new feature, it’s only been around for a couple of years. Prices in shops are rounded up or down to the nearest 5c e. Complete the deposit and use the search bar to find and purchase your desired cryptocurrency. The time it takes for you to get your refund depends on how you paid, Card payments take 2–10 working days. Commonwealth Bank announced in November plans to allow its customers to buy and sell cryptocurrency through its app. If they are registered for PayID, their details will come up, then click OK. . BPAY (bill payment): Unlimited. Daniel Parsons, American Express Vice President Merchant Services, said: “American Express card members spend, on average, 92 per cent more than other credit card users. Easily transfer money between accounts to manage your overdraft;. We have provided example screenshots and instructions on how to make PayID deposits from Commonwealth Bank. Enter required information including the sender's PayID. More than $45. We'll also cover the specific case of PayID payments, including the initial delay and subsequent payments. Koulie. 3. 100. “She said she was happy to buy it and would pay me right away through PayID,” she said. PayID with Osko (developed by BPAY) will enable you to use a unique, easy-to-remember ID for your bank account to replace your BSB and account number. NAB is advising PayID users that the service will never need you to send money to receive a PayID payment. For example, if you register your PayID to your personal transaction account then any payments made to your PayID. Add a new PayID/mobile number or choose an existing PayID payee, and enter the amount. Ok I spoke with the bank and the reason is because first payment was using PayID and second payment I used the ABN. Fast, Secure. 30pm AEST International Money Transfers (IMT) It usually takes 3 business days to process an IMT, but may take longer depending on the recipient’s country and bank. Manage your PayID in NetBank;. For this reason the second payment is treated as a first time despite the receipient being the same. Please try again later" every time I try to transfer money out of my travel money card into my smart access account? Really getting on my nerves would be handy if my. account fee $4. CBA customers can register their PayID and receive instant. Earn up to 4. Just call the number on the back of your debit card or 132221. Explain pending transactions What's a BSB number? Close/cancel a CommBank account How do I dispute a transaction? Some NPP payments, made to someone new, will be put on hold. The NPP also allows you send or receive payments using a PayID,. Yeah this sounds like a scam. Our payment solutions are customisable, scalable and tailored for every business – from startups to large enterprises. Direct debit. If the recipient’s PayID is a mobile number: Select Mobile Number from the options and locate the person you want to pay from your phonebook, or press the.